Personal Injury and Auto Accident Attorneys Serving Florida
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Sarasota, Florida 941-954-1234
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Experienced Personal Injury Lawyer

The lawyers of Goldman, Babboni, Fernandez, Murphy & Walsh have more than 100 years of combined Florida legal experience in personal injury, wrongful death and negligence cases. David Goldman, and Michael Babboni have each represented accident victims throughout Florida for over twenty …

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Insurance Blog Post

Filing Claims Against Uninsured Motorists

Accidents can happen when you least expect them. In a state like Florida, where the percentage of uninsured drivers is concerning, protecting yourself against potential out-of-pocket costs is important. Uninsured motorist coverage provides a safety net for drivers, offering compensation for expenses that may not be covered by required personal injury protection (PIP) and property damage insurance—but how do you file a claim? What happens if your insurance company denies your claim or offers inadequate compensation?

Steps to file an uninsured motorist claim

First, take these steps to file your claim:

  1. Identify your insurance provider: In the event of an accident involving an uninsured motorist, your first step should be to file a claim with your own insurance company. This process closely mirrors that of a standard car insurance claim.
  2. File the claim promptly: Time is of the essence. As soon as you become aware that the other driver lacks insurance coverage, or if they are uncooperative in disclosing their insurance information, initiate the uninsured motorist claim process. Quick action increases your chances of receiving the maximum compensation.
  3. Gather relevant evidence: Successful claims rely on solid evidence. Collect all necessary documentation, including medical records detailing your injuries, statements from witnesses, and any other relevant forms. Be sure to retain receipts for medical bills, expenses related to medical devices, and even replacement services if your injuries prevent you from performing household tasks.

Seeking legal assistance

While you hope for a smooth claims process, there might be instances where your insurance company fails to approve your claim or offers an inadequate settlement. In such cases, it's wise to engage the services of an experienced attorney. A lawyer can communicate directly with your insurance company to ensure that you receive the compensation you are entitled to.

Being involved in an accident with an uninsured motorist can leave you in a vulnerable financial situation. Contact an experienced Sarasota, FL auto accident lawyer at Goldman, Babboni, Fernandez, Murphy & Walsh for assistance with your claim.

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Goldman, Babboni, Fernandez, Murphy & Walsh
2822 University Parkway
Sarasota, Florida, 34243 USA