In the days following an auto accident, you might be asked by insurance companies (either yours or the other driver’s) to make a recorded statement about the events that led up to the crash. You should know that there is not a single law that requires you to actually comply with this request. In fact, these statements could actually end up hurting your case if you need to seek compensation for injuries or property damage.
While it’s true that recorded statements are not made under oath, they may still be used against you during settlement proceedings or court hearings. Even if you recount the story completely honestly, remember that the person taking the statement is trained to figure out how to twist your words and change what you meant to say. In the end, it’s better to say nothing at all.
What happens if an insurance adjuster says you must provide a statement?
Again, there is no law stating you have to provide such a statement to an insurance company. Although you are expected to cooperate with your own insurance company, you do not have any duty to the other driver’s insurance provider. If the other driver’s provider says you must provide a statement, you can decline without any repercussions.
Basically, there are almost no situations in which a recorded statement will end up being beneficial for you. The most likely scenario is that the adjuster will thank you for providing the statement, and then say he or she will not be able to reach a settlement. Thus, you end up with nothing.
If you are confused about what steps you should take after a car accident while working with insurance providers, speak with an experienced Bradenton personal injury lawyers at Shapiro, Goldman, Babboni & Walsh.